February 2020

Found 1 blog entry for February 2020.

  1.      Not doing proper research and not knowing what you can afford - Make a list of all your monthly expenses (excluding rent), including vehicle costs, student loan payments, credit card payments, groceries, health insurance, retirement savings, and so on. Use a mortgage calculator to research current interest rates. This will give you an estimate of what your total mortgage payments will be. It is important to have a budget, know what you can afford, and find out how much a bank will lend you before you start shopping for your first home.
  2.      Not considering other expenses like paying property taxes, insuring your home against disasters, and making any repairs the house needs.
  3.      Being too choosy about the property as being first time home
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